Cues to Save Money

REPOSTED FROM FREAKONOMICS: Americans have a notoriously low savings rate, a problem we explored in a podcast about prize-linked savings plans. In another podcast, “A Mouse in the Salad,” Richard Thaler (author of Nudge) discussed “anchoring,” a cognitive shortcut whereby we make decisions based on an anchoring number even if it is randomly generated. A new NBER paper (ungated version here) by Yale’s James J. [...]

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2011 Annual Summary of Tax Law Changes

Individuals Any taxpayer electing not to have his tax return filed electronically must sign and submit Form 8948, “Preparer Explanation for Not Filing Electronically”. One-half of any Roth conversion made in 2010, must be reported on the 2011 income tax return unless an election was made to have it all taxed in 2010. U.S. taxpayers [...]

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Oregon Department of Fish and Wildlife

Welcome to the ODFW – Recreation Reports – Northwest Zone Beginning Jan. 1, 2013 the following tributaries of the Columbia will be restricted to barbless hooks when fishing for salmon, steelhead and trout: Youngs River from Hwy 101 bridge upstream to markers at confluence with Klaskanine River. Lewis and Clark River from Hwy 101 bridge [...]

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